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FSA vs. HSA Comparison

Tax savings, rollover benefits, and long-term HSA investment value.

$
%
$

2025 max: $3,300. Use-it-or-lose-it (usually).

$

2025 max: $4,300 (self) / $8,550 (family). Rolls over forever.

%
yrs

At 65+, HSA used for any purpose tax-free if for medical, or ordinary income otherwise